:root {
  --navy: #071f4f;
  --navy-2: #0d3478;
  --gold: #c99a2e;
  --gold-2: #e0bb5f;
  --stone: #f2f3f5;
  --gray: #59616f;
  --white: #ffffff;
  --shadow: 0 18px 45px rgba(7, 31, 79, 0.14);
  --radius: 22px;
}

* { box-sizing: border-box; }

body {
  margin: 0;
  font-family: Georgia, "Times New Roman", serif;
  color: var(--navy);
  background: linear-gradient(180deg, #fff 0%, #f8f9fb 100%);
  line-height: 1.6;
}

a { color: inherit; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(255,255,255,0.94);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid rgba(201,154,46,0.25);
}

.navbar {
  max-width: 1180px;
  margin: 0 auto;
  padding: 12px 22px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  font-weight: 700;
  letter-spacing: 0.3px;
}

.brand img {
  width: 58px;
  height: 44px;
  object-fit: contain;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 6px;
}

.nav-links a {
  text-decoration: none;
  padding: 10px 13px;
  border-radius: 999px;
  font-weight: 600;
  color: var(--navy);
}

.nav-links a:hover {
  background: rgba(201,154,46,0.14);
  color: #000;
}

.menu-toggle {
  display: none;
  border: 1px solid rgba(7,31,79,0.2);
  background: white;
  border-radius: 12px;
  font-size: 25px;
  padding: 6px 12px;
  color: var(--navy);
}

main {
  max-width: 1180px;
  margin: 0 auto;
  padding: 32px 22px 10px;
}

.hero {
  min-height: 680px;
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  align-items: center;
  gap: 42px;
  padding: 42px 0;
}

.eyebrow {
  color: var(--gold);
  text-transform: uppercase;
  letter-spacing: 2px;
  font-size: 0.82rem;
  font-weight: 700;
}

h1, h2, h3 { line-height: 1.12; margin: 0 0 14px; }

h1 {
  font-size: clamp(2.6rem, 6vw, 5.2rem);
  letter-spacing: -1.5px;
}

h2 {
  font-size: clamp(2rem, 4vw, 3.2rem);
}

h3 {
  font-size: 1.35rem;
}

.lead {
  font-size: 1.24rem;
  color: var(--gray);
  max-width: 650px;
}

.hero-buttons {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin-top: 28px;
}

.btn {
  display: inline-flex;
  justify-content: center;
  align-items: center;
  text-decoration: none;
  border-radius: 999px;
  padding: 14px 22px;
  font-weight: 800;
  border: 2px solid transparent;
  cursor: pointer;
  font-family: inherit;
  font-size: 1rem;
}

.btn.primary {
  background: linear-gradient(135deg, var(--gold), var(--gold-2));
  color: #111;
  box-shadow: 0 12px 25px rgba(201,154,46,0.28);
}

.btn.secondary {
  border-color: rgba(7,31,79,0.2);
  background: white;
}

.hero-card {
  background: white;
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  border: 1px solid rgba(201,154,46,0.18);
  padding: 24px;
}

.hero-card img {
  width: 100%;
  display: block;
  border-radius: 16px;
}

.section {
  padding: 70px 0;
}

.section-title {
  max-width: 820px;
  margin-bottom: 28px;
}

.cards {
  display: grid;
  gap: 20px;
}

.cards.three {
  grid-template-columns: repeat(3, 1fr);
}

.card, .contact-form {
  background: white;
  border-radius: var(--radius);
  padding: 28px;
  box-shadow: var(--shadow);
  border: 1px solid rgba(7,31,79,0.08);
}

.card h3, .card h2 {
  color: var(--navy);
}

.card p {
  color: var(--gray);
  margin-bottom: 0;
}

.highlight {
  border-color: rgba(201,154,46,0.38);
  background: linear-gradient(180deg, white, #fffaf0);
}

.banner {
  padding: 46px;
  border-radius: var(--radius);
  background:
    linear-gradient(135deg, rgba(7,31,79,0.96), rgba(13,52,120,0.92)),
    radial-gradient(circle at top right, rgba(224,187,95,0.4), transparent 42%);
  color: white;
  box-shadow: var(--shadow);
  margin: 20px 0 70px;
}

.banner h2 { color: white; }
.banner p { color: rgba(255,255,255,0.82); font-size: 1.12rem; }

.page-hero {
  padding: 86px 0 42px;
  max-width: 880px;
}

.page-hero p {
  color: var(--gray);
  font-size: 1.15rem;
}

.split {
  display: grid;
  grid-template-columns: 1fr 0.8fr;
  gap: 26px;
  align-items: start;
}

.timeline {
  display: grid;
  gap: 18px;
}

.step {
  display: grid;
  grid-template-columns: 84px 1fr;
  gap: 20px;
  align-items: start;
  background: white;
  border-radius: var(--radius);
  padding: 26px;
  box-shadow: var(--shadow);
  border-left: 6px solid var(--gold);
}

.step span {
  font-size: 2.2rem;
  font-weight: 900;
  color: var(--gold);
}

.step p { color: var(--gray); margin: 0; }

.table-wrap {
  overflow-x: auto;
  background: white;
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

table {
  width: 100%;
  border-collapse: collapse;
  min-width: 760px;
}

th, td {
  text-align: left;
  padding: 18px;
  border-bottom: 1px solid rgba(7,31,79,0.08);
}

th {
  color: white;
  background: var(--navy);
}

tr:hover td {
  background: #fffaf0;
}

.contact-grid {
  display: grid;
  grid-template-columns: 0.8fr 1.2fr;
  gap: 24px;
}

.contact-form {
  display: grid;
  gap: 16px;
}

label {
  display: grid;
  gap: 8px;
  font-weight: 700;
}

input, textarea {
  width: 100%;
  border: 1px solid rgba(7,31,79,0.18);
  border-radius: 14px;
  padding: 13px 14px;
  font: inherit;
}

input:focus, textarea:focus {
  outline: 2px solid rgba(201,154,46,0.5);
  border-color: var(--gold);
}

.disclaimer {
  margin: 40px 0 50px;
  padding: 20px;
  border-radius: 18px;
  background: #f5f6f8;
  color: #3b4250;
  font-size: 0.95rem;
  border: 1px solid rgba(7,31,79,0.08);
}

.footer {
  max-width: 1180px;
  margin: 0 auto;
  padding: 34px 22px 50px;
  border-top: 1px solid rgba(7,31,79,0.1);
  display: flex;
  justify-content: space-between;
  gap: 20px;
  color: var(--gray);
}

.footer strong {
  color: var(--navy);
}

.small {
  font-size: 0.9rem;
  color: var(--gray);
}

@media (max-width: 860px) {
  .menu-toggle { display: inline-flex; }
  .nav-links {
    position: absolute;
    top: 73px;
    left: 16px;
    right: 16px;
    display: none;
    flex-direction: column;
    align-items: stretch;
    background: white;
    padding: 14px;
    border-radius: 18px;
    box-shadow: var(--shadow);
    border: 1px solid rgba(201,154,46,0.2);
  }
  .nav-links.open { display: flex; }
  .hero,
  .split,
  .contact-grid {
    grid-template-columns: 1fr;
  }
  .hero {
    min-height: auto;
    padding-top: 28px;
  }
  .cards.three {
    grid-template-columns: 1fr;
  }
  .step {
    grid-template-columns: 1fr;
  }
  .footer {
    flex-direction: column;
  }
  .brand span {
    font-size: 0.95rem;
  }
}